Phishing vs Smishing vs Vishing: Banking Scam Differences Explained
Phishing uses deceptive messages, smishing targets SMS or chats, and vishing uses phone calls or voice. Learn how banking scams use each channel and how to respond.
Tag: Digital Payments
UPI One World for Foreign Visitors: How It Works in India
UPI One World is designed to let eligible foreign visitors make UPI merchant payments in India without an Indian bank account. Learn the wallet model and what to verify before travel.
UPI Collect Request Scam: How It Works and How to Stay Safe
A UPI collect request can be legitimate, but scammers use fake payment stories to trick people into approving a debit. Learn the warning signs before entering your PIN.
AI Voice Scam and Deepfake Fraud in India: How to Verify Urgent Money Requests
AI-generated voice and video can make an urgent money request sound like it came from a relative, colleague or trusted organisation. Use independent verification, a known callback number and a family code word before sending money.
UPI Fraud: What to Do Immediately If You Sent Money to a Scammer
If you sent money through UPI to a scammer, act quickly: save the transaction details, report the payment in your UPI app and bank, call India’s 1930 cybercrime helpline, and file a complaint on the National Cyber Crime Reporting Portal.
UPI MDR from October 15, 2026: What Users and Merchants Need to Know
From October 15, 2026, select UPI merchant payments above ₹2,000 will attract a Merchant Discount Rate, while person-to-person transfers and customer-side UPI payments remain free. Here is what the new framework means for shoppers, small merchants and larger businesses.