RBI UDGAM Portal: How to Search for Unclaimed Bank Deposits in India
How to use RBI’s UDGAM search portal for old or forgotten bank deposits, what information you need, what UDRN means and why claims must be made to the bank.
Category: Personal Finance (Credit Cards & Banking)
Unknown Credit Card Transaction in India: Steps to Dispute It Safely
A practical guide to handling an unrecognised credit-card charge in India, from verifying merchant details to blocking the card and filing a bank dispute.
Debit Card vs Credit Card for Online Shopping in India: Which to Use?
Compare debit and credit cards for Indian online shopping: payment source, fraud response, refunds, fees, budgets and practical security habits.
Credit Card Reward Points Explained: Expiry, Redemption and Value in India
Learn how credit-card reward points are earned, valued and redeemed in India, including expiry, transfer ratios, fees and common mistakes.
Credit Card Cashback in India: Caps, Exclusions and Real Savings
Understand credit-card cashback caps, eligible categories, exclusions, redemption rules and how to calculate real savings before choosing an offer.
How to Read a Credit Card Statement in India: Charges, Dates and Payments
Understand your Indian credit-card statement, from total and minimum due to fees, refunds, EMIs and disputed transactions, with a monthly review checklist.
DICGC Deposit Insurance in India: How the ₹5 Lakh Cover Really Works
Understand India’s ₹5 lakh bank-deposit insurance limit, how balances across accounts are combined, what happens with different banks, and which deposits are excluded.
Credit Card Balance Transfer in India: How It Works and When It Makes Sense
A credit-card balance transfer can move outstanding debt to another card with different pricing. Learn the fees, risks and questions to ask before using one.
Credit Card Billing Cycle, Statement Date and Due Date Explained
Statement date, billing cycle and payment due date are different parts of a credit-card bill. Learn how they work together and why timing matters.
Credit Card Minimum Amount Due: Why Paying Only the Minimum Costs More
Paying the minimum amount due can keep a credit-card account from immediately becoming unpaid, but the remaining balance can keep attracting interest. Here is how it works.