Your Daily Dose of Credit Cards & Financial Freedom.
Muse AI is Meta’s new personal AI agent for handling tasks across apps, shopping, business workflows and online services. Here is what Muse can do, how its approval and security model works, and whether it is officially available in India in 2026.
AI-generated voice and video can make an urgent money request sound like it came from a relative, colleague or trusted organisation. Use independent verification, a known callback number and a family code word before sending money.
If you sent money through UPI to a scammer, act quickly: save the transaction details, report the payment in your UPI app and bank, call India’s 1930 cybercrime helpline, and file a complaint on the National Cyber Crime Reporting Portal.
No CIBIL score does not automatically mean bad credit. If you are new to credit in India, options such as a secured card against a fixed deposit or starting with a small reported credit account may help you build a track record before applying widely.
From October 15, 2026, select UPI merchant payments above ₹2,000 will attract a Merchant Discount Rate, while person-to-person transfers and customer-side UPI payments remain free. Here is what the new framework means for shoppers, small merchants and larger businesses.
