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AI-generated voice and video can make an urgent money request sound like it came from a relative, colleague or trusted organisation. Use independent verification, a known callback number and a family code word before sending money.
If you sent money through UPI to a scammer, act quickly: save the transaction details, report the payment in your UPI app and bank, call India’s 1930 cybercrime helpline, and file a complaint on the National Cyber Crime Reporting Portal.
No CIBIL score does not automatically mean bad credit. If you are new to credit in India, options such as a secured card against a fixed deposit or starting with a small reported credit account may help you build a track record before applying widely.
From October 15, 2026, select UPI merchant payments above ₹2,000 will attract a Merchant Discount Rate, while person-to-person transfers and customer-side UPI payments remain free. Here is what the new framework means for shoppers, small merchants and larger businesses.
